Conforming Loan Limit Increased, Creating More Homeowners | HTXMTG.com

Effective immediately: Conforming Loan Limit Increased to $766,550 That's right we've increased it from the previous $750,000 to $766,550! If you were previously priced with some hits on a jumbo loan and you're looking in, or around the $770k loan amount range, reach out to us immediately let's show you how we might be able to improve your options. Connect with us for more insights. For more information, please visit our website: http://www.HTXMTG.com Title: Conforming Loan Limit Increased, Creating More Homeowners | HTXMTG.com This video explores information on Conventional, Conforming Loan limits Increasing to $766,550 but it also covers the following topics: Conventional Mortgage Loans Conforming Mortgage Loans FHA Mortgage Loans VA Mortgage Loans Jumbo Mortgage Loans Pricing Advantages For more info on how we can provide you with a successful home purchase, refinance or home equity loan (HELOC) mortgage experience, please visit our website: http://www.HTXMTG.com = Edward Foy: H Mortgage 📩efoy@HTXMTG.com ☎️281-304-6353 Competitive Pricing, Quick Approvals, Close On Time NMLS 310856 / 218762 = #ConformingLoanLimitIncreased #ConformingLoanLimit #ConventionalLoanLimit #FHAloanLimit #VAloanLimit #HoustonMortgage #TexasMortgage #HTXMTG = 🔔Subscribe to navigate the homebuying, refinance, or equity loan (HELOC) process with ease: https://ift.tt/BEKjlyz 👉Socials, Links, Website: https://ift.tt/Jk0w9dP 👉Apply Now: https://ift.tt/KXQiUft 👉Reviews: https://ift.tt/kiW8DMI ✅Recommended Playlists: 👉Mortgage Tips: https://www.youtube.com/playlist?list=PLTYsNqndW-uRJwDLF45ZiIMJu6s5JpBKV 👉Mortgage Client Testimonials & Reviews: https://www.youtube.com/playlist?list=PLTYsNqndW-uQ33NpaACeUnvYDnHj0teDb ✅Videos of Interest: 👉Tap Into Your Home Equity with a Home Equity Line Of Credit (HELOC) https://www.youtube.com/watch?v=4CRXq2CF3aU 👉The Best Recommendations For Purchasing New Construction From A Builder https://www.youtube.com/watch?v=PgkPN_-Quak 👉Getting Your Mortgage Pre-Approval https://www.youtube.com/watch?v=NCKuNG7lK00 = ✅About The Home Equity Network, H Mortgage. We pride ourselves on guiding individuals through the intricate world of real estate & mortgage solutions. Our channel showcases satisfied clients who have successfully navigated the homebuying, refinance, and home equity loan (HELOC) process with our assistance. From insights on purchasing to understanding the nuances of VA Mortgages, our videos aim to educate and empower. With content that resonates with both first-time homebuyers and seasoned investors, we believe in the adage, 'Don't Wait to Buy Real Estate, Buy Real Estate & Wait.' We Provide Real Estate & Mortgage Solutions 🔔Subscribe: https://ift.tt/BEKjlyz = Disclaimer: We do not accept any liability for any loss or damage which is incurred as a result of listening to any of our publications. For all videos on my channel: This information is for general & educational purposes only. Always consult with an attorney, CPA, or financial professional for advice based on your specific situation. Copyright Disclaimer: Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational, or personal use tips the balance in favor of fair use. © The Home Equity Network, H Mortgage.

from The Home Equity Network, H Mortgage https://www.youtube.com/watch?v=OIBtznz8yAA

$5000 Fannie Mae Grant | HTXMTG.com

We're helping more first-time homebuyers achieve homeownership with a $5000 Fannie Mae Grant through the HomeReady Special Purpose Credit Program. At least one applicant must be a first-time homebuyer. Borrowers receive: 👉$5000 fannie mae grant 👉Up to $500 toward a 1-year home warranty 👉Up to $500 toward appraisal costs 👉Borrower’s current primary residence must be located in an eligible census tract. Contact us today to search your current primary address for eligibility and to see if you qualify for the $5000 Fannie Mae Grant and possibly more. Title: $5000 Fannie Mae Grant For more info on how we can provide you with a successful home purchase, refinance or home equity loan (HELOC) mortgage experience, please visit our website: http://www.HTXMTG.com = Edward Foy: H Mortgage 📩efoy@HTXMTG.com ☎️281-304-6353 Competitive Pricing, Quick Approvals, Close On Time NMLS 310856 / 218762 = #5000FannieMaeGrant #FannieMaeGrant #5000Grant #FirstTimeHombuyer5000FannieMaeGrant #FannieMaeHomeReady #FirstTimeHomebuyerGrant #DownPaymentAssistance #HoustonMortgage #TexasMortgage #HTXMTG = 🔔Subscribe to navigate the homebuying, refinance, or equity loan (HELOC) process with ease: https://ift.tt/w7zLl0F 👉Socials, Links, Website: https://ift.tt/vSiAcGw 👉Apply Now: https://ift.tt/0uHBxAF 👉Reviews: https://ift.tt/GJNp25i ✅Recommended Playlists: 👉Mortgage Tips: https://www.youtube.com/playlist?list=PLTYsNqndW-uRJwDLF45ZiIMJu6s5JpBKV 👉Mortgage Client Testimonials & Reviews: https://www.youtube.com/playlist?list=PLTYsNqndW-uQ33NpaACeUnvYDnHj0teDb ✅Videos of Interest: 👉Tap Into Your Home Equity with a Home Equity Line Of Credit (HELOC) https://www.youtube.com/watch?v=4CRXq2CF3aU 👉The Best Recommendations For Purchasing New Construction From A Builder https://www.youtube.com/watch?v=PgkPN_-Quak 👉Getting Your Mortgage Pre-Approval https://www.youtube.com/watch?v=NCKuNG7lK00 = ✅About The Home Equity Network, H Mortgage. We pride ourselves on guiding individuals through the intricate world of real estate & mortgage solutions. Our channel showcases satisfied clients who have successfully navigated the homebuying, refinance, and home equity loan (HELOC) process with our assistance. From insights on purchasing to understanding the nuances of VA Mortgages, our videos aim to educate and empower. With content that resonates with both first-time homebuyers and seasoned investors, we believe in the adage, 'Don't Wait to Buy Real Estate, Buy Real Estate & Wait.' We Provide Real Estate & Mortgage Solutions 🔔Subscribe: https://ift.tt/w7zLl0F = Disclaimer: We do not accept any liability for any loss or damage which is incurred as a result of listening to any of our publications. For all videos on my channel: This information is for general & educational purposes only. Always consult with an attorney, CPA, or financial professional for advice based on your specific situation. Copyright Disclaimer: Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational, or personal use tips the balance in favor of fair use. © The Home Equity Network, H Mortgage.

from The Home Equity Network, H Mortgage https://www.youtube.com/watch?v=kvGVrANOivg

Congrats on First Time Home Purchase | HTXMTG.com

Congratulations to The Davis Family, on their first time home purchase! HTXMTG.com was there to capture the exciting moment as they took possession of their new home – and we’re excited to share the photos and video with you! From the moment they walked into their new home, to the closing ceremony, this was an unforgettable experience. Here’s to hoping that this home will be a happy one – and that the Davis Family can share all of the good memories in their new home together! Welcome to your new home, sweet home! Congratulations Davis Family! Thanks to Marlan Parker: Legacy Homes & Properties, Les Strech: Keller Williams Premier Realty Katy, Priority Insurance, URC2C Processing, and Kendra Patterson: Frontier Title, Katy North. Title: Congrats on First Time Home Purchase | HTXMTG.com For more info on how we can provide you with a successful home purchase, refinance or home equity loan (HELOC) mortgage experience, please visit our website: http://www.HTXMTG.com = Edward Foy: H Mortgage 📩efoy@HTXMTG.com ☎️281-304-6353 Competitive Pricing, Quick Approvals, Close On Time NMLS 310856 / 218762 = #FirstTimeHomePuchase #FirstTimeHomeBuyer #FirstTimeHomeBuyerTips #HoustonMortgage #FirstTimeHomeowner #TexasMortgage #HTXMTG = 🔔Subscribe to navigate the homebuying, refinance, or equity loan (HELOC) process with ease: https://ift.tt/lwIYaOf 👉Socials, Links, Website: https://ift.tt/u7mhnk2 👉Apply Now: https://ift.tt/1Wx8oYI 👉Reviews: https://ift.tt/3Hw95bl ✅Recommended Playlists: 👉Mortgage Tips: https://www.youtube.com/playlist?list=PLTYsNqndW-uRJwDLF45ZiIMJu6s5JpBKV 👉Mortgage Client Testimonials & Reviews: https://www.youtube.com/playlist?list=PLTYsNqndW-uQ33NpaACeUnvYDnHj0teDb ✅Videos of Interest: 👉Tap Into Your Home Equity with a Home Equity Line Of Credit (HELOC) https://www.youtube.com/watch?v=4CRXq2CF3aU 👉The Best Recommendations For Purchasing New Construction From A Builder https://www.youtube.com/watch?v=PgkPN_-Quak 👉Getting Your Mortgage Pre-Approval https://www.youtube.com/watch?v=NCKuNG7lK00 = ✅About The Home Equity Network, H Mortgage. We pride ourselves on guiding individuals through the intricate world of real estate & mortgage solutions. Our channel showcases satisfied clients who have successfully navigated the homebuying, refinance, and home equity loan (HELOC) process with our assistance. From insights on purchasing to understanding the nuances of VA Mortgages, our videos aim to educate and empower. With content that resonates with both first-time homebuyers and seasoned investors, we believe in the adage, 'Don't Wait to Buy Real Estate, Buy Real Estate & Wait.' We Provide Real Estate & Mortgage Solutions 🔔Subscribe: https://ift.tt/lwIYaOf = Disclaimer: We do not accept any liability for any loss or damage which is incurred as a result of listening to any of our publications. For all videos on my channel: This information is for general & educational purposes only. Always consult with an attorney, CPA, or financial professional for advice based on your specific situation. Copyright Disclaimer: Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational, or personal use tips the balance in favor of fair use. © The Home Equity Network, H Mortgage.

from The Home Equity Network, H Mortgage https://www.youtube.com/watch?v=hUFq940fxRg

Must Watch Daily Mortgage Rates, Lock Advisory | HTXMTG.com

If you want to stay up on all things real estate and mortgage related, like this video and if you haven't already subscribe to the channel! We are constantly keeping you up to date on all things real estate and mortgage! Today I want to talk about the elephant in the room, mortgage interest rates. What's going on, what's happening? Should I lock? Should I float? Should I wait? Should I execute? We've got a tool on our website called the daily rate lock advisory, to help you feel more comfortable making these decisions based on actual data. First and foremost, anyone that's telling you unequivocally, that they know what's going to happen with mortgage interest rates, I would personally avoid like the plague. The truth is no one knows what's going to happen. We can use data to come up with a more educated best guess and that's exactly what this tool does for you. It basically compiles previous current and upcoming financial data to give you a more educated guess on what might come. The Daily Mortgage Rates, Lock Advisory also projects, based on this data what you should do if you plan on closing in 7, 10, 20, 30, 45, 60 or more days. It's a really excellent tool that kind of summarizes all the noise out there and puts you more in line with what you should be focusing on I'm going to post a link in the description go ahead and check it out and as always feel free to comment below or reach out directly with any questions Daily Mortgage Rates, Lock Advisory: https://ift.tt/5PJoK9i Title: Must Watch: Daily Mortgage Rates, Lock Advisory | HTXMTG.com For more info on how we can provide you with a successful home purchase, refinance or home equity loan (HELOC) mortgage experience, please visit our website: http://www.HTXMTG.com = Edward Foy: H Mortgage 📩efoy@HTXMTG.com ☎️281-304-6353 Competitive Pricing, Quick Approvals, Close On Time NMLS 310856 / 218762 = #MortgageRates #MortgageRatesToday #MortgageRatesForecast #MortgageRatesExplained #DailyMortgageRatesAdvisory #HoustonMortgage #TexasMortgage #HTXMTG = 🔔Subscribe to navigate the homebuying, refinance, or equity loan (HELOC) process with ease: https://ift.tt/WPVTclp 👉Socials, Links, Website: https://ift.tt/9OXpxm0 👉Apply Now: https://ift.tt/n7ZlaXt 👉Reviews: https://ift.tt/0SxWn3p ✅Recommended Playlists: 👉Mortgage Tips: https://www.youtube.com/playlist?list=PLTYsNqndW-uRJwDLF45ZiIMJu6s5JpBKV 👉Mortgage Client Testimonials & Reviews: https://www.youtube.com/playlist?list=PLTYsNqndW-uQ33NpaACeUnvYDnHj0teDb ✅Videos of Interest: 👉Tap Into Your Home Equity with a Home Equity Line Of Credit (HELOC) https://www.youtube.com/watch?v=4CRXq2CF3aU 👉The Best Recommendations For Purchasing New Construction From A Builder https://www.youtube.com/watch?v=PgkPN_-Quak 👉Getting Your Mortgage Pre-Approval https://www.youtube.com/watch?v=NCKuNG7lK00 = ✅About The Home Equity Network, H Mortgage. We pride ourselves on guiding individuals through the intricate world of real estate & mortgage solutions. Our channel showcases satisfied clients who have successfully navigated the homebuying, refinance, and home equity loan (HELOC) process with our assistance. From insights on purchasing to understanding the nuances of VA Mortgages, our videos aim to educate and empower. With content that resonates with both first-time homebuyers and seasoned investors, we believe in the adage, 'Don't Wait to Buy Real Estate, Buy Real Estate & Wait.' We Provide Real Estate & Mortgage Solutions 🔔Subscribe: https://ift.tt/WPVTclp = Disclaimer: We do not accept any liability for any loss or damage which is incurred as a result of listening to any of our publications. For all videos on my channel: This information is for general & educational purposes only. Always consult with an attorney, CPA, or financial professional for advice based on your specific situation. Copyright Disclaimer: Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational, or personal use tips the balance in favor of fair use. © The Home Equity Network, H Mortgage.

from The Home Equity Network, H Mortgage https://www.youtube.com/watch?v=YYHCPABqTlw

Find Out What Any Home Is Worth | HTXMTG.com

Curious about how much a home is worth but you're not quite ready to make contact or start a conversation with a realtor or a mortgage broker? Who wants to talk to those guys right? 😏 I've got the perfect solution for you if you want to find out how much any home within the United States is worth. All you need to do is comment below "Home Value Estimate"! This is just one of the many services we provide in addition to our extremely competitive mortgage pricing and quick closings we can get each and every one of our clients and prospective clients a free Home Value Estimate. Based on current and previous sales data we put together an estimate that can give you a firm idea of how much that home might appraise for. Now to be clear, this does not take the place of a home's appraisal or a comparative market analysis, often provided by a real estate agent however many of the agents that I've worked with over the last 20 years find this data very useful in arriving at a more firm estimated value. So, again if you're interested in finding out how much any home in the United States is worth comment below Home Value Estimate and we will get in touch and get you all the information that you need. For more info on how we can provide you with an successful home purchase, refinance or home equity loan (HELOC) mortgage experience, please visit our website: http://www.HTXMTG.com Title: Find Out What Any Home Is Worth = Edward Foy: H Mortgage 📩efoy@HTXMTG.com ☎️281-304-6353 Competitive Pricing, Quick Approvals, Close On Time NMLS 310856 / 218762 = #HomeWorth #HowMuchIsHomeWorth #HomeValue #HomeValueEstimate #HowMuchIsMyHomeWorth #HoustonMortgage #TexasMortgage #HTXMTG = 🔔Subscribe to navigate the homebuying, refinance, or equity loan (HELOC) process with ease: https://ift.tt/WPVTclp 👉Socials, Links, Website: https://ift.tt/9OXpxm0 👉Apply Now: https://ift.tt/n7ZlaXt 👉Reviews: https://ift.tt/0SxWn3p ✅Recommended Playlists: 👉Mortgage Tips: https://www.youtube.com/playlist?list=PLTYsNqndW-uRJwDLF45ZiIMJu6s5JpBKV 👉Mortgage Client Testimonials & Reviews: https://www.youtube.com/playlist?list=PLTYsNqndW-uQ33NpaACeUnvYDnHj0teDb ✅Videos of Interest: 👉Tap Into Your Home Equity with a Home Equity Line Of Credit (HELOC) https://www.youtube.com/watch?v=4CRXq2CF3aU 👉The Best Recommendations For Purchasing New Construction From A Builder https://www.youtube.com/watch?v=PgkPN_-Quak 👉Getting Your Mortgage Pre-Approval https://www.youtube.com/watch?v=NCKuNG7lK00 = ✅About The Home Equity Network, H Mortgage. We pride ourselves on guiding individuals through the intricate world of real estate & mortgage solutions. Our channel showcases satisfied clients who have successfully navigated the homebuying, refinance, and home equity loan (HELOC) process with our assistance. From insights on purchasing to understanding the nuances of VA Mortgages, our videos aim to educate and empower. With content that resonates with both first-time homebuyers and seasoned investors, we believe in the adage, 'Don't Wait to Buy Real Estate, Buy Real Estate & Wait.' We Provide Real Estate & Mortgage Solutions 🔔Subscribe: https://ift.tt/WPVTclp = Disclaimer: We do not accept any liability for any loss or damage which is incurred as a result of listening to any of our publications. For all videos on my channel: This information is for general & educational purposes only. Always consult with an attorney, CPA, or financial professional for advice based on your specific situation. Copyright Disclaimer: Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational, or personal use tips the balance in favor of fair use. © The Home Equity Network, H Mortgage.

from The Home Equity Network, H Mortgage https://www.youtube.com/watch?v=C2nyQ3uPGcQ

You Don't Need a Realtor or an Inspection? | HTXMTG.com

Ever wonder why a builder or seller would tell you that you don't need a realtor or an inspection? Kind of sounds like someone telling not to worry about the details of a contract and to just sign on the dotted line, right? Don't make the mistake of commiting to one of the biggest investments of your lifetime without proper representation and having someone negotiating on your behalf. How could you expect to win if everyone involved in the transaction works for the seller?

from The Home Equity Network, H Mortgage https://www.youtube.com/watch?v=XVqEIgVERPc

Impact of Home Inspection on Your Mortgage | HTXMTG.com

Discover the power of Home Inspection in shaping your mortgage journey! 🕵️‍♂️🔍 Whether you're a first-time homebuyer or a seasoned pro, understanding the impact of issues on your home inspection is crucial. 🤔💼 This video helps to differentiate between major concerns, negotiating tools, and potential roadblocks that issues discovered on your inspection, may or may not have on your mortgage. 👉Mistakes To Avoid When Purchasing a Home: https://youtu.be/MEdbgxIpa3M MortgageMatters HomeSweetHome FinancialWellness RealEstateInsights PropertyInvestment HomebuyingTips SmartInvesting 🌐💰 Title: Impact of Home Inspection on Your Mortgage | HTXMTG.com For more info on how we can provide you with an successful home purchase, refinance or home equity loan (HELOC) mortgage experience, please visit our website: http://www.HTXMTG.com = Edward Foy: H Mortgage 📩efoy@HTXMTG.com ☎️281-304-6353 Competitive Pricing, Quick Approvals, Close On Time NMLS 310856 / 218762 = #HomeInspection101 #MortgageWisdom #RealEstateSuccess #SmartHomebuying #FinancialFitness #PropertyGoals #InspectionImpact #DreamHomeReality #InvestWithConfidence #HoustonMortgage #TexasMortgage #HTXMTG = 🔔Subscribe to navigate the homebuying, refinance, or equity loan (HELOC) process with ease: https://ift.tt/H1aefLh 👉Socials, Links, Website: https://ift.tt/pSM2fET 👉Apply Now: https://ift.tt/iacMTZO 👉Reviews: https://ift.tt/Cm7fAnv ✅Recommended Playlists: 👉Mortgage Tips: https://www.youtube.com/playlist?list=PLTYsNqndW-uRJwDLF45ZiIMJu6s5JpBKV 👉Mortgage Client Testimonials & Reviews: https://www.youtube.com/playlist?list=PLTYsNqndW-uQ33NpaACeUnvYDnHj0teDb ✅Videos of Interest: 👉Tap Into Your Home Equity with a Home Equity Line Of Credit (HELOC) https://www.youtube.com/watch?v=4CRXq2CF3aU 👉The Best Recommendations For Purchasing New Construction From A Builder https://www.youtube.com/watch?v=PgkPN_-Quak 👉Getting Your Mortgage Pre-Approval https://www.youtube.com/watch?v=NCKuNG7lK00 = ✅About The Home Equity Network, H Mortgage. We pride ourselves on guiding individuals through the intricate world of real estate & mortgage solutions. Our channel showcases satisfied clients who have successfully navigated the homebuying, refinance, and home equity loan (HELOC) process with our assistance. From insights on purchasing to understanding the nuances of VA Mortgages, our videos aim to educate and empower. With content that resonates with both first-time homebuyers and seasoned investors, we believe in the adage, 'Don't Wait to Buy Real Estate, Buy Real Estate & Wait.' We Provide Real Estate & Mortgage Solutions 🔔Subscribe: https://ift.tt/H1aefLh = Disclaimer: We do not accept any liability for any loss or damage which is incurred as a result of listening to any of our publications. For all videos on my channel: This information is for general & educational purposes only. Always consult with an attorney, CPA, or financial professional for advice based on your specific situation. Copyright Disclaimer: Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational, or personal use tips the balance in favor of fair use. © The Home Equity Network, H Mortgage.

from The Home Equity Network, H Mortgage https://www.youtube.com/watch?v=GKKafo5iz58

Unpacking The Impact of Future Mortgage Rate Drops | HTXMTG.com

Are you curious about the future of mortgage rates? With so many interest rate increases over the last few years, who isn’t? We've analyzed the market trends and predictions to bring you insight into how future mortgage interest rate drops can and will more than likely, impact the housing market, affordability and inflation. Before we dive into it, click the like button for me and, if you haven’t already, subscribe to the YouTube channel so I can keep providing you with valuable real estate and mortgage insight. Thanks for supporting! Let’s start with the positives: Affordability: Lower mortgage rates will result in reduced interest payments for homeowners, making homeownership more affordable and accessible to a broader range of potential buyers. Increased Demand: Lower mortgage interest rates are likely to lead to a surge in housing demand as more people are inclined to purchase properties, potentially driving up the demand for homes. This is great news for homeowners. Savings: Existing Homeowners can save money by refinancing their mortgages at the lower rates, which can free up extra cash for other expenses or investments. Upgrading: with the combined benefit in increased home values and lower mortgage interest rates, existing homeowners may find it easier to upgrade to a more desirable property, allowing them to live in a larger, more comfortable residence without sacrificing financial stability. Here is where things get a little tricky You may have noticed that most of these benefits apply to existing homeowners. This is important because most people who are planning on purchasing a home but waiting for mortgage interest rates to drop may be overlooking the Very important factor of DEMAND. Right now, a lot of people are sitting on the sidelines, waiting for rates to drop and home prices are continuing to rise even our current rate environment, with interest higher than they have been in 20 years. This is due to low inventory. IF mortgage interest rates drop, you qualify for a higher purchase price, to spend more, but not necessarily to spend more to get more house because WHEN home prices rise, you’re simply going to pay more, see the difference? Just imagine how much and how quickly home prices will increase with the demand multiplied by a drop in mortgage rates. Also, notice my emphasis on “IF” vs “WHEN”. There is a possibility, even a likelihood that interest rates may drop. 7-8% mortgage rates could be the new normal or mortgage rates could go up. But history shows us that home prices WILL rise. Even just a 1 or 2% drop in interest rates can spark a flood of demand on an already low supply of inventory, which could mean that the $500k home that you were thinking about purchasing increases to $700k or more. If you’re questioning whether or not this can happen, just google 2021 housing data. To sums things up: if you’re thinking about purchasing and can afford to purchase a home now, don’t try to time the market, purchase your home. If or when mortgage interest rates drop, you can refinance but I promise you that you will not be able to pay a 2023 home price in 2024 and beyond. Contact me with any questions or for a no cost mortgage quote. like and share this video. Also, get in on the conversation, Comment below with your thoughts. For more info on how we can provide you with an successful home purchase, refinance or home equity loan (HELOC) mortgage experience, please visit our website: http://www.HTXMTG.com Title: Unpacking The Impact of Future Mortgage Rate Drops| HTXMTG.com = Edward Foy: H Mortgage 📩efoy@HTXMTG.com ☎️281-304-6353 Competitive Pricing, Quick Approvals, Close On Time NMLS 310856 / 218762 = #mortgagerates #reductions #forecasting #economy #predictions #housingmarket #mortgageindustry #2024 #interestrates #economicforecast #homebuyers #realestate #housingforecast #mortgage #marketprojection = 🔔Subscribe to navigate the homebuying, refinance, or equity loan (HELOC) process with ease: https://ift.tt/1XUnCOR = Disclaimer: We do not accept any liability for any loss or damage which is incurred by you acting or not acting as a result of listening to any of our publications. For all videos on my channel: This information is for general & educational purposes only. Always consult with an attorney, CPA, or financial professional for advice based on your specific situation. Copyright Disclaimer: Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational, or personal use tips the balance in favor of fair use. © The Home Equity Network, H Mortgage.

from The Home Equity Network, H Mortgage https://www.youtube.com/watch?v=Lry5z1nA4z0

Unpacking The Impact of Future Mortgage Rates

Are you curious about the future of mortgage rates? With so many interest rate increases over the last few years, who isn’t? We've analyzed the market trends and predictions to bring you insight into how future mortgage interest rate drops can and will more than likely, impact the housing market, affordability and inflation. Before we dive into it, click the like button for me and, if you haven’t already, subscribe to the YouTube channel so I can keep providing you with valuable real estate and mortgage insight. Thanks for supporting! Let’s start with the positives: Affordability: Lower mortgage rates will result in reduced interest payments for homeowners, making homeownership more affordable and accessible to a broader range of potential buyers. Increased Demand: Lower mortgage interest rates are likely to lead to a surge in housing demand as more people are inclined to purchase properties, potentially driving up the demand for homes. This is great news for homeowners. Savings: Existing Homeowners can save money by refinancing their mortgages at the lower rates, which can free up extra cash for other expenses or investments. Upgrading: with the combined benefit in increased home values and lower mortgage interest rates, existing homeowners may find it easier to upgrade to a more desirable property, allowing them to live in a larger, more comfortable residence without sacrificing financial stability. Here is where things get a little tricky You may have noticed that most of these benefits apply to existing homeowners. This is important because most people who are planning on purchasing a home but waiting for mortgage interest rates to drop may be overlooking the Very important factor of DEMAND. Right now, a lot of people are sitting on the sidelines, waiting for rates to drop and home prices are continuing to rise even our current rate environment, with interest higher than they have been in 20 years. This is due to low inventory. IF mortgage interest rates drop, you qualify for a higher purchase price, to spend more, but not necessarily to spend more to get more house because WHEN home prices rise, you’re simply going to pay more, see the difference? Just imagine how much and how quickly home prices will increase with the demand multiplied by a drop in mortgage rates. Also, notice my emphasis on “IF” vs “WHEN”. There is a possibility, even a likelihood that interest rates may drop. 7-8% mortgage rates could be the new normal or mortgage rates could go up. But history shows us that home prices WILL rise. Even just a 1 or 2% drop in interest rates can spark a flood of demand on an already low supply of inventory, which could mean that the $500k home that you were thinking about purchasing increases to $700k or more. If you’re questioning whether or not this can happen, just google 2021 housing data. To sums things up: if you’re thinking about purchasing and can afford to purchase a home now, don’t try to time the market, purchase your home. If or when mortginterest rates drop, you can refinance but I promise you that you will not be able to pay a 2023 home price in 2024 and beyond. Contact me with any questions or for a no cost mortgage quote. like and share this video. Also, get in on the conversation, Comment below with your thoughts. For more info on how we can provide you with an successful home purchase, refinance or home equity loan (HELOC) mortgage experience, please visit our website: http://www.HTXMTG.com Title: Unpacking The Impact of Future Mortgage Rate Drops| HTXMTG.com = Edward Foy: H Mortgage 📩efoy@HTXMTG.com ☎️281-304-6353 Competitive Pricing, Quick Approvals, Close On Time NMLS 310856 / 218762 = #mortgagerates #reductions #forecasting #economy #predictions #housingmarket #mortgageindustry #2024 #interestrates #economicforecast #homebuyers #realestate #housingforecast #mortgage #marketprojection = 🔔Subscribe to navigate the homebuying, refinance, or equity loan (HELOC) process with ease: https://ift.tt/1XUnCOR = Disclaimer: We do not accept any liability for any loss or damage which is incurred by you acting or not acting as a result of listening to any of our publications. For all videos on my channel: This information is for general & educational purposes only. Always consult with an attorney, CPA, or financial professional for advice based on your specific situation. Copyright Disclaimer: Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational, or personal use tips the balance in favor of fair use. © The Home Equity Network, H Mortgage.

from The Home Equity Network, H Mortgage https://www.youtube.com/watch?v=F5bQtxl37po

Don't Skip This Important Homeownership Step | HTXMTG.com

Here, we shed light on the often underestimated but important homeownership step that can have serious consequences if neglected. Join us as we delve into the hidden dangers of overlooking this vital step and learn how it can impact your beloved home. ✅ Don't forget to subscribe to our channel and hit the bell icon to stay updated on important homeownership steps, tips and tricks! When it comes to safeguarding your investment, understanding the silent threats that lurk in the shadows is imperative. Neglecting this particular task not only jeopardizes the functionality and lifespan of your home but can also put your family's safety at risk. Throughout this video, we uncover the lesser-known dangers that result from disregarding this crucial responsibility. From plumbing nightmares to electrical hazards and potentially spiraling repair costs, these hidden consequences can quickly escalate if left unchecked. But worry not! We're here to guide you through the process, providing invaluable insights into effectively tackling this vital homeownership step. Our expert advice and practical solutions will empower you to mitigate risks, save money, and foster a safe and nurturing environment for you and your loved ones. Join us now and discover the untold perils that come with overlooking this essential task. Our comprehensive analysis will leave you well-prepared to navigate the intricate web of homeownership, ensuring the longevity and security of your cherished abode. 🔔 Stay tuned till the end, as we share bonus tips and actionable advice that will take your homeownership journey to the next level. Remember, your home deserves the utmost care and attention it needs. Don't let the hidden dangers take you by surprise. Watch our video now and take a proactive step towards securing a prosperous future for you and your home. #homeownership #realestate #homeowners #propertymaintenance #homeimprovement #homeownershipgoals #homeownersassociation #propertyownership #importanthomeownershipsteps #homeownershipadvice #propertymanagement #homeownershiptips #homeownershipissues #propertyownershipmatters #homeownersresponsibilities #homeownership101 #propertyownershipadvice #homeownershipeducation #propertyownershiptips #homeownersguide #HTXMTG Title: Don't Skip This Important Homeownership Step | HTXMTG.com

from The Home Equity Network, H Mortgage https://www.youtube.com/watch?v=qavx0ckhGTs

Silent Threat. Don't Skip This Important Homeownership Step | HTXMTG.com

Here, we shed light on the often underestimated but important homeownership step that can have serious consequences if neglected. Join us as we delve into the hidden dangers of overlooking this vital step and learn how it can impact your beloved home. ✅ Don't forget to subscribe to our channel and hit the bell icon to stay updated on important homeownership steps, tips and tricks! When it comes to safeguarding your investment, understanding the silent threats that lurk in the shadows is imperative. Neglecting this particular task not only jeopardizes the functionality and lifespan of your home but can also put your family's safety at risk. Throughout this video, we uncover the lesser-known dangers that result from disregarding this crucial responsibility. From plumbing nightmares to electrical hazards and potentially spiraling repair costs, these hidden consequences can quickly escalate if left unchecked. But worry not! We're here to guide you through the process, providing invaluable insights into effectively tackling this vital homeownership step. Our expert advice and practical solutions will empower you to mitigate risks, save money, and foster a safe and nurturing environment for you and your loved ones. Join us now and discover the untold perils that come with overlooking this essential task. Our comprehensive analysis will leave you well-prepared to navigate the intricate web of homeownership, ensuring the longevity and security of your cherished abode. 🔔 Stay tuned till the end, as we share bonus tips and actionable advice that will take your homeownership journey to the next level. Remember, your home deserves the utmost care and attention it needs. Don't let the hidden dangers take you by surprise. Watch our video now and take a proactive step towards securing a prosperous future for you and your home. #homeownership #realestate #homeowners #propertymaintenance #homeimprovement #homeownershipgoals #homeownersassociation #propertyownership #importanthomeownershipsteps #homeownershipadvice #propertymanagement #homeownershiptips #homeownershipissues #propertyownershipmatters #homeownersresponsibilities #homeownership101 #propertyownershipadvice #homeownershipeducation #propertyownershiptips #homeownersguide #HTXMTG Title: Silent Threat. Don't Skip This Important Homeownership Step

from The Home Equity Network, H Mortgage https://www.youtube.com/watch?v=X_7Sp7B3ers